This shiny gold dollar sign leaning on a house is a visual illustration of
the fact that consumers often have most of their money stored in the value
of their homes. A second mortgage is a way to access that equity for
things like home improvement or even college tuition.
A large white residence, with multistoried windows and two brick chimneys, is photographed on top of architectural blueprints. The three-dimensional model of the home indicates what it will look like once the plans are complete.
A prefabricated home, in the style of a colonial farmhouse, sits in the middle of a large yard. A dramatic tree looms in the foreground. Soon, a family will move into this house and fill the rooms and yard with laughter and love.
The concept of a mortgaged home is illustrated by a dollar sign overlaid by a yellow house with a red chimney. As home values have declined in recent years, second mortgages have become less available to underwater homeowners.